Phoenix Financial Partners
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  • Annuities
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Phoenix Financial Partners
Home
Our Services
  • Annuities
  • Life Insurance
  • Long-Term Care
More
  • Home
  • Our Services
    • Annuities
    • Life Insurance
    • Long-Term Care
  • Home
  • Our Services
    • Annuities
    • Life Insurance
    • Long-Term Care

Strategic Partnerships

Explore the Benefits of Annuities

We offer annuity solutions through trusted insurance providers

Our annuities offer a range of features designed to help you accumulate assets, receive income, address long-term care needs, and plan for the transfer of wealth.


Is There a Gap in Your Retirement Plan?


An annuity might be the solution.

Annuities can provide a source of guaranteed income in retirement, help cover basic expenses, support your financial goals, and assist with legacy planning. Learn more about the annuity options available to you.

Fixed Indexed Annuities (FIA)

Looking for Growth Potential with Protection from Market Downturns?

A fixed index annuity (FIA) lets your money grow based on a market index, without the risk of losing value due to market declines. Some FIAs also offer guaranteed income for life with certain riders or contract options

How can your money grow in an fia

How to maximize growth opportunities while safeguarding against Losses

 

A fixed index annuity (FIA) offers interest crediting strategies that may help your contract value grow over time. These typically include fixed interest crediting and index-linked interest crediting options.


With either option, your money is not directly invested in the market or any index. This means your contract is not exposed to market losses due to market performance.


Interest credits, if any, are based on the terms of the interest crediting strategy selected. Your financial professional can help you understand these strategies and choose the one that aligns with your goals.


Below is an overview of the two primary interest crediting methods available in many FIAs.

FIXED ANNUITIES (FA)

 A fixed interest rate crediting strategy for growth


A fixed annuity offers a guaranteed interest crediting rate for a specified period, as outlined in the contract. This strategy provides predictable growth without exposure to market risk

FIXED INDEXED ANNUITIES (FIA)

An index-based strategy for greater growth potential


FIAs offer potential interest credits based on the performance of a market index, like the S&P 500®, without direct market investment. Interest credits are subject to caps, spreads, or participation rates, and your principal is protected from market losses.

insurance disclosure

Guarantees are backed by the claims-paying ability of the issuing insurance company.

FIAs are not direct investments in an index or the stock market.

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